Our Mortgage Services
Comprehensive mortgage solutions tailored to your unique financial situation and goals.
Home Purchase Loans
Finding the right mortgage for your new home is crucial. At Raider Mortgage Co., we work with you to understand your financial situation and goals to find the perfect loan with competitive rates and flexible terms.
Conventional Loans
Traditional mortgage loans with competitive interest rates and various down payment options, typically requiring a minimum credit score of 620.
First-Time Homebuyer Programs
Special programs designed for first-time homebuyers, often featuring lower down payment requirements and favorable terms.
Jumbo Loans
Financing options for higher-priced homes that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.
Refinancing
Refinancing your mortgage can help you lower your monthly payments, reduce your interest rate, or access your home's equity for other financial needs.
Rate and Term Refinance
Replace your current mortgage with a new one that has a better interest rate or more favorable terms, potentially lowering your monthly payment.
Cash-Out Refinance
Access your home's equity by replacing your current mortgage with a larger one and receiving the difference in cash for home improvements, debt consolidation, or other needs.
Streamline Refinance
Simplified refinancing options for FHA and VA loans with reduced paperwork and potentially no appraisal requirement.
Specialized Loan Programs
We offer a variety of specialized loan programs designed to meet the unique needs of different homebuyers, including government-backed options with favorable terms.
VA Loans
Designed for veterans, active-duty service members, and eligible surviving spouses. VA loans offer competitive interest rates, no down payment requirement, and no private mortgage insurance.
- •No down payment required
- •No private mortgage insurance
- •Competitive interest rates
FHA Loans
Backed by the Federal Housing Administration, these loans are ideal for first-time homebuyers or those with less-than-perfect credit, offering lower down payment requirements and more flexible qualification criteria.
- •Down payments as low as 3.5%
- •More flexible credit requirements
- •Lower closing costs
USDA Loans
Designed for rural and some suburban homebuyers, USDA loans offer 100% financing with no down payment required for eligible properties and borrowers who meet income requirements.
- •No down payment required
- •Lower mortgage insurance costs
- •Competitive interest rates