**Privacy Policy** **1. Introduction** Raider Mortgage Company LLC ("We", "Us", "Our", or "Raider Mortgage") is committed to protecting your privacy. This Privacy Policy outlines our practices concerning the collection, use, and disclosure of personal data when you use our Services or contact us via our email at hello@raidermortgage.com or our phone number 512-949-7801. This Privacy Policy applies to all services offered by Raider Mortgage Company LLC, including our website and any mobile applications (collectively, the "Services"). **2. Personal Information Collection** We collect your personal information when you voluntarily provide it to us. This may include your name, contact information, financial and credit information, and any other information you provide when you apply for a mortgage, use our Services, request customer service or support, or otherwise interact with us. We also collect information from third-party sources, such as credit reporting agencies, and public databases. **3. Usage and Processing of Personal Information** We use your personal information to: - Process mortgage applications - Communicate with you regarding your mortgage application or other Services - Improve our Services - Comply with our legal obligations - Protect against, identify, and prevent fraud and other unlawful activity, claims and other liabilities - Carry out our business purposes as detailed in this policy, or for another purpose disclosed to you at the time you provide personal information **4. Disclosure of Personal Information** We may share your personal information with: - Credit bureaus - Financial service providers such as lenders - Service providers who perform services on our behalf - As required by law or to comply with law enforcement - In connection with a merger, acquisition, bankruptcy, or sale of all or a portion of our assets **5. Protection of Personal Information** We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction. **6. Cookies** Our Services may use cookies and similar technologies to enhance your experience, gather analytics, and to understand how you and other visitors use our Services. **7. Third-Party Websites** Our Services may link to other websites not operated by us. We are not responsible for the privacy practices of those websites. **8. Children's Privacy** Our Services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from such individuals. **9. Changes to This Privacy Policy** We may update this Privacy Policy from time to time. We will notify you of changes by updating the effective date of this Privacy Policy. **10. Contact Us** If you have any questions or concerns about this Privacy Policy, please contact us via email at hello@raidermortgage.com or by phone at 512-949-7801. This Privacy Policy was last updated on May 31, 2023.

**Terms of Use** **1. Introduction** These Terms of Use govern your use of the services provided by Raider Mortgage Company LLC ("Raider Mortgage", "we", "us", or "our"), including our website and any mobile applications (collectively, the "Services"). By using our Services, you agree to these Terms of Use. **2. Acceptance of Terms** By accessing and using our Services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, you may not use our Services. **3. Changes to Terms** We reserve the right to modify these Terms of Use at any time without prior notice. Your use of the Services following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. **4. Use of Services** Our Services are intended solely for persons who are 18 years of age or older. If you are under the age of 18, you may not use our Services. By using our Services, you represent and warrant that you are of legal age to form a binding contract with us. **5. Account Registration** To use some of the features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for protecting your account information and for all activities that occur under your account. **6. Prohibited Conduct** You agree not to use the Services in any way that is unlawful, could interfere with the functioning of our Services, infringe the rights of others, or could damage our property. **7. Intellectual Property** The Services, including the text, graphics, images, photographs, videos, illustrations, and other content contained therein, are owned by Raider Mortgage or our licensors and are protected under both United States and foreign laws. **8. Disclaimer of Warranties** The services and the content are provided on an "as is" and "as available" basis without any warranties of any kind. We disclaim all warranties, whether express or implied, including the warranty of merchantability, fitness for a particular purpose, and non-infringement. **9. Limitation of Liability** To the maximum extent permitted by law, Raider Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of the services or content. **10. Contact Us** If you have any questions about these Terms of Use, please contact us at hello@raidermortgage.com or by phone at 512-949-7801. These Terms of Use were last updated on May 31, 2023.